It sounds like for some reason, the retailer did not receive the message that the transaction was approved. So, I call my bank to find out that the actual payment of 736 was not declined and did indeed come out of my account. Payment Cancelled- however money still taken from bank account. While this can create confusion, ⦠If something is wrong with the primary payment method that you have on file, a different payment method will be charged. I was requesting 205 dollars from a friend that owed me money. In this scenario, the answer is that your card was not billed. Issues with Payments. In most cases the money will automatically be refunded within 7 days. If none of your payment methods can be charged, your last order will remain unpaid. If the retailer does not post the transaction to your account, it will not debit and the funds will become available in your account again. Hope that Paypal can immediately take a look at this as I was charged thrice for unsuccessful transactions (they donât even reflect in your Paypal account as a completed transaction but itâs ⦠Sometimes customers ask us "Why was I still charged?" Messenger App. Re: Card declined but still got charged This just happened to me today. However after checking my bank account, I realized the first payment still went through. If the information does not match, the transaction will fail the check. One possible scenario: When a credit card is processed, the Bank/Credit Card company may return an approved status, and will also return a code indicating if the billing address matched or not (The AVS Code - Address Verification System). HELP! I went to purchase and it said my card was declined to I proceeded to restart the process to encounter the same problem, my card was declined. Learn about how purchases are billed.. Hey guys, I was planning on buying Black Ops II and I put my information in knowing I had well over enough to purchase the game in my account. Card payment declined but you've still been charged If the payment declined on the merchant's end but went through on your app, this might be because of a problem with their card machine. What was declined was another charge of 673 that came after my first payment. The transaction is then sent to the payment system. The payment system is responsible for checking if the credit card information inputted matches what the bank has on record. Credit Card Declined, but still charged. If failed, the order is considered declined and a new order will need to be placed. when their payment did not go through. The payment is pending because it wasn't declined. I contacted support but Iâm just getting unhelpful, automated responses. I then bought it through amazon pay and it worked fine. I tried to pay through stripe and it said something along the lines of âpayment declinedâ. What has occurred here, is that the processing bank sent the request to charge your card, and initially an authorization was approved, but, secondarily, the AVS or CVV rule failed, so the payment gateway declined the transaction. How long this takes will vary from bank to bank. When you view your list of payment methods, you might see red text that summarizes why the payment method couldn't be charged.. So gamestop has my money, but now claims my order is on hold, because they charged me for what looks to be a different order entirely as well. My card was declined, but I'm still showing that I was charged Gordon Lucas August 13, 2019 15:15; Updated; Follow. Payment declined but still charged. 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